Terms & Conditions - Fintech 2.0 Hackathon


The company BeMyApp, a French company with a capital of 1.250,00 euros, whose registered office is located 18 Boulevard Michelet, 13008 Marseille, France - company registration number B 523 824 258 (Marseille RCS) - is organizing on behalf of the Department of Finance – Abu Dhabi, a Department of Finance was established in 1962, and it plays a fundamental role in providing Abu Dhabi government entities with the best-in-class financial services and specialized solutions as well as managing available resources efficiently, whose registered office is located in Corniche Rd, Near Emirates Hospital – United Arab Emirates - Abu Dhabi, (hereafter referred to, collectively, as “Organizer”) a hackathon called “DOF hackathon” (hereafter referred to as “Competition”) from 25 April 2019 to 27 April 2019. 


The aim of the competition is to develop, in teams and over a limited amount of time, innovative solutions around new fintech services (mobile applications, smart platforms) using IoT, AI or Blockchain technology.


The Competition is free and without any purchase obligation. The Competition is open to all individuals (i) who have the age required by law in their country of residence to enter this competition, (ii) who hold a bank account in their country of tax residence, (iii) who have IT skills, technical skills, design skills, or marketing skills and (iv) who have their own computer hardware in working order throughout the duration of the Competition (hereafter referred to as “Participants”).

Employees of Department of Finance/Abu Dhabi and BeMyApp and/or their affiliates, and members of their families, as well as anyone who has directly or indirectly contributed to the conception, organization or realization of the Competition, are ineligible to take part in the Competition. 

The registration for the Competition is open from 2 April 2019 until 23 April 2019. The hackathon will take place from 6 pm on 25 April 2019 until 6:30 pm on 27 April 2019. 

Each registration in the hackathon is individual, and only one registration per person is allowed during the entire duration of the Competition.


Phase 1: Registration process

• Date: Between 2 April and 23 April 2019

• Object: Every person wishing to participate can register online on the dedicated website for the Competition accessible at the following address: dofhackathon.com. Registrations will be limited to 45 external registrants. Registrants must provide the following information: last name, first name, date of birth, address, phone number, email and their profile for the purpose of the Competition, as suggested on the website. This information is required for the completion of their application. 

Each candidate guarantees that the information entered during his/her application to the Competition is complete and accurate. Any false, incorrect or incomplete information will automatically result in the application being rejected.

The Organizer reserves the right to reject an application at any time if the profile of the Participant does not comply with the Competition standards.

Phase 2: “Ideation” Online platform

• Date: On 19 April 2019 

• Platform website address: https://platform-dofhackathon.bemyapp.com  

• Object: On the “Ideation” platform, each Participant will exchange with mentors and other Participants their questions and ideas in order to mature them before the hackathon.

Phase 3: Beginning of the Competition

• Date: On 25 April 2019 at 6 pm

• Place: HUB71 

• Object: Participants will meet and form teams of three (3) to five (5) Participants to focus around a single project of developing a prototype (hereafter referred to as “Teams”). A Participant cannot be a part of more than one Team. 

Phase 4: Start of work on the projects

• Date: From 26 April 2019 from 9.00am

• Place: Rosewood Abu Dhabi 

• Object: One mission: creating fintech solutions for the Department of Finance/Abu Dhabi. During the Competition, meals will be available to Participants for breakfast, lunch, and dinner.


Phase 5: Evaluation and presentation of the prototype

• Date: On 27 April 2019 at 3.30pm

• Place: Rosewood hotel Abu Dhabi

• Object: From 3.30pm each Team will present its prototype to the jury for a duration which will be determined according to the number of developed prototypes and which will not exceed 5 minutes, including 3 minutes of demo and 2 minutes of questions/answers with the jury. 

Phase 6: Jury’s selection and Competition results

• Date: On 27 April 2019 at 5.30pm

• Place: Rosewood hotel Abu Dhabi

• Object: Jury’s deliberation and the announcement of winners and prizes


The three winning Teams will be determined by a jury of 3 to 5 members representing Finance Department/Abu Dhabi and technology partner and other professionals. The composition of the jury will be communicated to the Participants at the latest on 25 April 2019. The jury will designate the winners on 27 April at 5.30pm. 

The winners will be selected from among the Participants who actually: 

- Satisfy the conditions for participation as set forth in the present rules

- Participated in the Hackathon session

- Were present during the submission of their prototype on 27 April 2019 or – otherwise were excused by the other members of their Team. 

The jury will select the winning Teams based on the following criteria:

1) Innovation

2) Business plan

3) User Interface Design ( UI ) / User Experience Design ( UX ) interface/Aesthetics

4) Quality of prototype

Jury decisions are final and cannot be challenged.


The Competition is endowed with money prizes:

1st prize: the sum of 10,000 AED (divided equally between each member of the winning team).

2nd prize: the sum of 5,000 AED (divided equally between each member of the winning team).

3rd prize: the sum of 2,000 AED (divided equally between each member of the winning team).

The gained prizes are neither exchangeable nor refundable against their cash value. Subject to the approval of the Organizer, BeMyApp reserves the right, if circumstances so require, to replace the prizes with others of equivalent value, without liability towards the eligible winning Participant being incurred thereby.


Prizes will be sent by the Department of Finance/Abu Dhabi to the winners within a maximum of 4 (four) months, to the address indicated by the winners. 

If the address of a winner is unusable (illegible, incomplete or erroneous), the latter will lose the profit of its prize.

In addition, the Organizer cannot be held liable because of an error of routing of the prize, the loss of the prize during shipment, or inability to contact the winner. 

No mail will be sent to Participants who did not win. 


Participant waives all of his/her claims regarding compensation against the Organizer due to his/her participation to the Competition (in particular with regards to costs incurred for participation such as transport, accommodation, etc.) with the exception of drinks and meals which will be supplied by the Organizer during the duration of the Competition.


The Organizer reserves the right to shorten, extend, modify or otherwise terminate the Competition, or a part of the Competition, as a result of a force majeure event without incurring liability as a result thereof.

In such a case, the Organizer will provide notice thereof to the Participants by any means of its choice (including e-mail and/or publication on the Website), and, if the need arises, will communicate to the Participants the new rules applicable or the new ending date of the Competition, as the case may be. Each Participant may notify the Organizer by e-mail that s/he refuses the new conditions of the Rules, in which case s/he will be excluded from participating, which s/he expressly accepts. If no refusal is communicated to the Organizer within 48 hours, the new conditions of the Rules will be deemed to have been accepted by Participants.

In case of a modification to the Rules, cancellation or interruption of the Competition, or a reduction or an extension of its length, the Organizer shall not incur any all liability and Participants will not be entitled to any compensation.


The Organizer may cancel all or part of participation in the Competition if it appears that fraud has occurred in any form whatsoever, in particular, computer fraud, during the Competition. The Organizer reserves, in this case, the right not to award prizes to fraudsters, to disqualify the concerned prototype project and/or to bring actions against the authors of these frauds. The Organizer shall not incur any responsibility towards the Participants because of the committed frauds.

Furthermore, the Organizer shall not be liable in case of damage, whether material or immaterial, caused during the Competition and thereafter, to the Participants, to their computing equipment, or to the data, including consequences which may ensue from it on their personal, professional or commercial activity. 


Exploitation and property rights to prototypes developed during the Competition are reserved to Participants. 

The Organizer shall have the first priority option to acquire or assign the Participant’s rights in the prototype or any other work to be produced in the competition; the terms and conditions of which assignment and/or acquisition shall be defined in the form of a separate agreement between the Organizer and relevant Participant to be negotiated and agreed reasonably acting in good faith.

If the Participants wish to assign their rights, they shall first offer to the Organizer the option to acquire the rights in their prototypes for commercial use. The conditions of this assignment of rights shall be defined by way of a separate agreement between the Organizer and the Participants acting reasonably and in good faith.

During the Competition, the Participants shall only use elements which are clear of any rights. Any third-party elements included in the prototype, including open source software, must be clearly identified with their version, the terms of the applicable license and any other details regarding their use. The Participant understands that this information is taken into account in the assessment for the allocation of a prize. 

The prototypes shall not infringe any intellectual property right or images right. Each Participant warrants to the Organizer that their creation does not infringe in any way any third-party rights, and that s/he obtained, where necessary, the authorization of any third party.

By joining the Competition, Participants expressly authorize the Organizer, for free, to publish, communicate, exhibit and disclose orally, graphically or in writing, projects and prototypes presented during the Competition. Each Participant agrees to be mediatized (portfolio, website, etc.) and authorizes the Organizer, for free, to present all the works realized on all the communication media used in support of this Competition as well as to mention names, first names, and images of the Participants. 

Under this regulation, the Participant shall not acquire any full or partial right of any kind on the name and trademark “Department of Finance/Abu Dhabi” nor on any names and/or brands associated with Department of Finance/Abu Dhabi, used alone, in association with or as part of another word or name, or any rights on trademarks, names or logos of Department of Finance/Abu Dhabi, or any of its associated or related companies.


Participants may be filmed or photographed during the event. By joining the Competition, the Participants agree to the use and the distribution of their image by the Organizer, including for promotional events occurring after the Competition. The production and distribution of films and photographs of the event will not lead to any compensation of the Participants.


The Participant acknowledges the confidentiality of all information and documents which have been shared with him/her throughout the Competition.

During the whole duration of the Competition, the Participant will not directly or indirectly use or share any information with any third party, unless s/he has obtained a written authorization to do so, delivered by the Organizer beforehand. This applies to information shared with him/her by the Organizer or shared with him/her indirectly upon the execution of these terms and conditions.

The Participant commits to delivering any document containing confidential information or shared with the Participant upon the execution of this contract, on the Organizer’s simple request. This confidentiality agreement is valid for 24 months from the start of the Second Phase mentioned in this contract.


The collection and processing of personal data relating to the Participant by the Organizer is primarily intended to ensure that the Competition will be properly completed and in particular to allow the Organizer to contact the winner and to award them the prizes in an efficient way and, if the case arises, to publish the list of the winners.

Personal Data you submit when you participate in the Hackathon will be treated in accordance with our Privacy Policy http://privacy.bemyapp.com/ and applicable data protection laws.

Participants have the right to access, update and/or obtain deletion of their data by requesting directly to BeMyApp at the address 86 rue de Charonne, 75011 Paris or by going to data.bemyapp.com.


The Organizer and BeMyApp remind Participants about the characteristics and limits of the Internet network and declines any responsibility regarding any consequences that may occur while they are connected to the Internet network on the event websites and during their participation in the Competition.

The Organizer and BeMyApp shall not be made responsible if Participants cannot connect to the website of the event due to a technical fault or in the event of any problem linked namely and not exclusively to (1) network overload ; (2) an electric or human error (3) any malicious intervention ; (4) an issue related to a phone line ; (5) an issue related to hardware or software ; (6) a hardware or software malfunction ; (7) a case of emergency ; (8) disruptions that may affect the smooth running of the Competition.


It is the Participant’s responsibility to take appropriate measures to protect his/her own data and/or software located on his/her computer equipment, against any violation. The Participant’s connection to the event websites and their participation in the Competition is made under their own sole responsibility. The Organizer and BeMyApp shall not be held responsible for any infection by potential viruses on the Participant’s computer equipment, or of the intrusion of a third party on their system.

The Organizer and BeMyApp shall not be held responsible if, for any reason, data related to a Participant’s registration doesn’t reach the company or is illegible or impossible to process.

BeMyApp and the Organizer reserve the right to exclude any Participant or person disrupting the Competition’s smooth running. They reserve the right to use any recourse, including suing anyone suspected of cheating, falsifying, or disrupting the process described in the Terms and Conditions, or suspected of trying to perpetrate such actions. Any Participant deemed by the Organizer or by BeMyApp to have disrupted the Competition in any of the ways stated above will be disqualified and deprived of the right to obtain any prize, and no claim will be accepted consequently.

Participants remain solely and entirely responsible for any damages caused by them or their equipment to goods or people during the competition and shall seek to cover their risks by obtaining their own insurance, and hereby waive and renounce any right to resort to the Organizer or BeMyApp or their assigns or successors in that respect.


This document is accessible on the event website dofhackathon.com during the full duration of the Competition. 

Participation in the Competition implies full acceptance without reservation of the present regulation. Participation in the Competition is strictly personal and the Participant cannot, under any circumstances, be replaced. Any claim relating to the Competition will be barred after a period of 6 (six) months from the deadline for participation stipulated in Article 1.

These Terms & Conditions and any contractual and non-contractual disputes in connection with them shall be governed by, construed and take effect in accordance with U.A.E law. Any dispute arising out of or in relation to the Terms and Conditions shall be brought to an amicable settlement. 

In case of failure to reach an amicable settlement, the parties submit to the exclusive jurisdiction of the U.A.E courts to decide and settle any claim, dispute or matters arising out of or in connection with the T&Cs or established by them (whether contractual or non-contractual). 

Who can participate in the hackathon?

Students from the EMEA, as well an international students

What is the allowable team size?

Students from the EMEA, as well an international students

What is the allowable team size?

Teams may have [3-5] members. No matter the number of teammates, make sure to cover all hats: development, design (UI/UX), business and pitch. One person can wear several hats!

What is the allowable team size?

Teams can be formed either:

   • Ahead of time, if you are coming to the hackathon with people you know

   • On-site at the hackathon

What equipment will I need for the hackathon?

Bring your laptop, charger, and any other hardware you wish to use.

Charlin Ooms

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